"You know, the God-fearing mortgage payment that if it's not paid, they're going to come and take everything you own."
"I get up at four o'clock each morning and look at the stars in the sky, so many of which we couldn't see when we lived in Melbourne. It feels luxurious."
"Average mortgage repayments relative to average income is at a historical high at the moment,"she said.
"Our trajectory is that there will be more renters than home owners relatively over time unless there are dramatic changes to policy settings."
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