"We actually do have friends that are making sure that they have money for their kids and they're still paying for them in their 40s."
"The ones [retirees] that do it well, do have children that have been successful in their own right and do have their own financial stability,"the central Queensland-based advisor said.
"The discipline of saving is very hard, it's not something you would just pick up naturally … you would have to be taught and influenced in some way."
"They had jobs since they were 14 years and nine months,"Mr Ryan said.
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