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Rebecca Pritchard smiles while standing with her husband and daughter.

Rebecca Pritchard smiles for a photo with her husband and two children.

  • , however some funds have restrictions. For example, your fund might not allow you to split less than $1,000 of contributions.
  • — you can also split contributions with your partner if you're in a de facto relationship.
  • , Ms Heffron says, particularly around splitting contributions to spouses close to retirement age.
  • . You need to submit a new form each financial year if you want to continue splitting contributions.
  • . However, it is possible that using contribution splitting could affect the amount you receive in a settlement.

"This contribution splitting is a great way of evening things up as you go … and it really does make a difference."

"We've literally just done it for the 2024 financial year. Because I work four days a week and he works five days a week, we still split a portion each year just to balance the scales a little bit."

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