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A smiling man leaning against a fence in front of a house

A smiling man in a tropical front yard

"You can tailor the time frame of your mortgage to ensure that you pay a similar or lesser amount [as] you will also be responsible for paying insurance, undertaking your own maintenance, paying rates and utilities to council."
A view from above showing bright blue water, hills and a small township on the shore.

"Being able to buy your own home is a real dream. It underpins your family's prosperity and your family's future, and can be used for equity in other things,"
Mr Bissell said.

A mural next to a beach

"The next generation will have good stability rather than renting for the rest of their lives like we've done."

A man in a hat leans against a wall

"This gives you the ability to control your own life, which is all anybody really wants."

A man sitting on the front steps of a house

"All I really wanted is to own this house,"
he said.

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