"That will go a long way — it shows there's no complacency on your part."
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- Call the National Debt Helpline on 1800 007 007 for advice and referral to the right service. They may choose to link you up with a financial counsellor who is trained in disaster counselling and can help you with the insurance process.
- See if your state has recovery support services with advocates who can help you at no cost. Some councils even have disaster units with lawyers ready to help.
- Get in contact with a community legal service such as Legal Aid.